Call reports 2018
AMERICAN EXCHANGE BANK — 2018
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,632,000 | 48,384,000 | 48,573,000 | 44,031,000 |
| Total loans | 28,803,000 | 31,905,000 | 33,544,000 | 30,899,000 |
| Allowance for loan losses | 546,000 | 610,000 | 633,000 | 589,000 |
| Securities available for sale | 11,204,000 | 11,508,000 | 10,799,000 | 6,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,120,000 | 40,307,000 | 37,677,000 | 37,641,000 |
| Interest-bearing deposits | 30,605,000 | 29,718,000 | 28,376,000 | 28,457,000 |
| Noninterest-bearing deposits | 12,515,000 | 10,589,000 | 9,301,000 | 9,184,000 |
| Equity capital | 5,132,000 | 5,336,000 | 5,459,000 | 5,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 1,033,000 | 1,575,000 | 2,150,000 |
| Interest expense | 62,000 | 127,000 | 203,000 | 289,000 |
| Net interest income | 428,000 | 906,000 | 1,372,000 | 1,861,000 |
| Noninterest income | 36,000 | 71,000 | 99,000 | 132,000 |
| Noninterest expense | 269,000 | 522,000 | 817,000 | 1,289,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 206,000 | 466,000 | 657,000 | 677,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | 466,000 | 657,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,180,000 | 5,390,000 | 5,531,000 | 5,251,000 |
| Total capital | 5,627,000 | 5,804,000 | 5,963,000 | 5,665,000 |
| Risk-weighted assets | 35,751,000 | 32,942,000 | 34,415,000 | 33,020,000 |