Call reports 2017
AMERICAN EXCHANGE BANK — 2017
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 48,767,000 | 46,301,000 | 45,632,000 | 44,790,000 |
| Total loans | 27,582,000 | 28,310,000 | 29,481,000 | 29,187,000 |
| Allowance for loan losses | 617,000 | 621,000 | 625,000 | 518,000 |
| Securities available for sale | 10,608,000 | 10,702,000 | 11,291,000 | 6,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,332,000 | 39,859,000 | 38,079,000 | 38,383,000 |
| Interest-bearing deposits | 30,047,000 | 30,174,000 | 29,179,000 | 28,522,000 |
| Noninterest-bearing deposits | 12,285,000 | 9,685,000 | 8,900,000 | 9,861,000 |
| Equity capital | 4,952,000 | 5,105,000 | 5,205,000 | 5,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 883,000 | 1,350,000 | 1,848,000 |
| Interest expense | 57,000 | 119,000 | 182,000 | 247,000 |
| Net interest income | 379,000 | 764,000 | 1,168,000 | 1,601,000 |
| Noninterest income | 27,000 | 58,000 | 84,000 | 110,000 |
| Noninterest expense | 288,000 | 607,000 | 910,000 | 1,369,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 68,000 | 239,000 | 396,000 | 389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 239,000 | 396,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,953,000 | 5,074,000 | 5,180,000 | 5,024,000 |
| Total capital | 5,388,000 | 5,498,000 | 5,605,000 | 5,424,000 |
| Risk-weighted assets | 34,661,000 | 33,767,000 | 33,802,000 | 31,904,000 |