Call reports 2012
AMERICAN EXCHANGE BANK — 2012
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,569,000 | 41,919,000 | 40,774,000 | 40,911,000 |
| Total loans | 22,627,000 | 23,496,000 | 25,433,000 | 21,280,000 |
| Allowance for loan losses | 506,000 | 514,000 | 516,000 | 551,000 |
| Securities available for sale | 9,237,000 | 14,791,000 | 13,221,000 | 14,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,750,000 | 35,956,000 | 34,682,000 | 35,330,000 |
| Interest-bearing deposits | 27,344,000 | 26,784,000 | 25,969,000 | 26,328,000 |
| Noninterest-bearing deposits | 9,406,000 | 9,172,000 | 8,713,000 | 9,002,000 |
| Equity capital | 4,995,000 | 5,144,000 | 5,320,000 | 4,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 899,000 | 1,380,000 | 1,848,000 |
| Interest expense | 65,000 | 128,000 | 188,000 | 247,000 |
| Net interest income | 379,000 | 771,000 | 1,192,000 | 1,601,000 |
| Noninterest income | 34,000 | 76,000 | 109,000 | 135,000 |
| Noninterest expense | 284,000 | 512,000 | 748,000 | 1,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 290,000 |
| Pretax income | 129,000 | 335,000 | 577,000 | 374,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 335,000 | 577,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,770,000 | 4,925,000 | 5,118,000 | 4,664,000 |
| Total capital | 5,084,000 | 5,235,000 | 5,492,000 | 4,993,000 |
| Risk-weighted assets | 24,917,000 | 24,869,000 | 29,841,000 | 26,085,000 |