Call reports 2011
AMERICAN EXCHANGE BANK — 2011
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,463,000 | 42,132,000 | 42,174,000 | 41,568,000 |
| Total loans | 21,837,000 | 25,721,000 | 27,974,000 | 25,907,000 |
| Allowance for loan losses | 563,000 | 552,000 | 577,000 | 515,000 |
| Securities available for sale | 12,727,000 | 13,555,000 | 12,325,000 | 11,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,841,000 | 30,861,000 | 34,037,000 | 33,005,000 |
| Interest-bearing deposits | 26,085,000 | 24,250,000 | 23,948,000 | 24,046,000 |
| Noninterest-bearing deposits | 7,756,000 | 6,611,000 | 10,089,000 | 8,959,000 |
| Equity capital | 4,742,000 | 4,991,000 | 5,212,000 | 4,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 951,000 | 1,524,000 | 1,968,000 |
| Interest expense | 86,000 | 171,000 | 248,000 | 317,000 |
| Net interest income | 343,000 | 780,000 | 1,276,000 | 1,651,000 |
| Noninterest income | 22,000 | 43,000 | 68,000 | 88,000 |
| Noninterest expense | 271,000 | 563,000 | 828,000 | 1,186,000 |
| Provision for loan losses | -50,000 | -50,000 | -50,000 | 0 |
| Pretax income | 144,000 | 310,000 | 566,000 | 553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 310,000 | 566,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,632,000 | 4,748,000 | 4,955,000 | 4,691,000 |
| Total capital | 4,924,000 | 5,082,000 | 5,317,000 | 5,025,000 |
| Risk-weighted assets | 23,101,000 | 26,531,000 | 28,724,000 | 27,086,000 |