Call reports 2009
AMERICAN EXCHANGE BANK — 2009
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 33,469,000 | 32,398,000 | 33,573,000 | 36,730,000 |
| Total loans | 20,884,000 | 21,459,000 | 22,837,000 | 22,436,000 |
| Allowance for loan losses | 623,000 | 543,000 | 554,000 | 559,000 |
| Securities available for sale | 7,877,000 | 9,025,000 | 8,823,000 | 7,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,173,000 | 26,967,000 | 25,974,000 | 31,438,000 |
| Interest-bearing deposits | 23,036,000 | 22,647,000 | 21,437,000 | 22,856,000 |
| Noninterest-bearing deposits | 5,137,000 | 4,320,000 | 4,537,000 | 8,582,000 |
| Equity capital | 4,118,000 | 4,267,000 | 4,328,000 | 4,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 959,000 | 1,410,000 | 1,907,000 |
| Interest expense | 122,000 | 248,000 | 362,000 | 469,000 |
| Net interest income | 256,000 | 711,000 | 1,048,000 | 1,438,000 |
| Noninterest income | 19,000 | 38,000 | 63,000 | 85,000 |
| Noninterest expense | 252,000 | 467,000 | 713,000 | 1,019,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 23,000 | 282,000 | 398,000 | 474,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 282,000 | 398,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,029,000 | 4,268,000 | 4,335,000 | 4,311,000 |
| Total capital | 4,307,000 | 4,547,000 | 4,630,000 | 4,614,000 |
| Risk-weighted assets | 21,799,000 | 22,041,000 | 23,353,000 | 23,996,000 |