Call reports 2001
AMERICAN EXCHANGE BANK — 2001
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,933,000 | 24,722,000 | 24,994,000 | 27,824,000 |
| Total loans | 15,885,000 | 17,332,000 | 16,990,000 | 16,535,000 |
| Allowance for loan losses | 232,000 | 234,000 | 235,000 | 279,000 |
| Securities available for sale | 6,466,000 | 5,459,000 | 6,853,000 | 6,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,951,000 | 20,666,000 | 20,739,000 | 23,701,000 |
| Interest-bearing deposits | 18,442,000 | 18,221,000 | 18,308,000 | 20,500,000 |
| Noninterest-bearing deposits | 2,509,000 | 2,445,000 | 2,431,000 | 3,201,000 |
| Equity capital | 3,797,000 | 3,874,000 | 4,071,000 | 3,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 982,000 | 1,479,000 | 1,979,000 |
| Interest expense | 175,000 | 382,000 | 584,000 | 777,000 |
| Net interest income | 325,000 | 600,000 | 895,000 | 1,202,000 |
| Noninterest income | 19,000 | 49,000 | 71,000 | 96,000 |
| Noninterest expense | 203,000 | 377,000 | 551,000 | 819,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 141,000 | 272,000 | 415,000 | 419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 272,000 | 415,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,695,000 | 3,775,000 | 3,869,000 | 3,823,000 |
| Total capital | 3,907,000 | 4,005,000 | 4,084,000 | 4,038,000 |
| Risk-weighted assets | 16,943,000 | 18,376,000 | 17,207,000 | 17,128,000 |