Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 193,701,000 | 197,977,000 | 202,273,000 | 199,493,000 |
| Total loans | 148,541,000 | 155,158,000 | 157,239,000 | 162,234,000 |
| Allowance for loan losses | 3,569,000 | 3,616,000 | 3,872,000 | 4,021,000 |
| Securities available for sale | 27,624,000 | 27,666,000 | 26,388,000 | 26,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,959,000 | 172,843,000 | 176,112,000 | 172,120,000 |
| Interest-bearing deposits | 135,917,000 | 137,978,000 | 139,938,000 | 137,206,000 |
| Noninterest-bearing deposits | 34,042,000 | 34,865,000 | 36,174,000 | 34,914,000 |
| Equity capital | 23,025,000 | 24,212,000 | 25,399,000 | 26,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,106,000 | 6,341,000 | 9,668,000 | 13,038,000 |
| Interest expense | 1,108,000 | 2,245,000 | 3,406,000 | 4,578,000 |
| Net interest income | 1,998,000 | 4,096,000 | 6,262,000 | 8,460,000 |
| Noninterest income | 67,000 | 226,000 | 350,000 | 464,000 |
| Noninterest expense | 878,000 | 1,816,000 | 2,772,000 | 3,866,000 |
| Provision for loan losses | 175,000 | 375,000 | 625,000 | 875,000 |
| Pretax income | 1,012,000 | 2,131,000 | 3,215,000 | 4,183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,012,000 | 2,131,000 | 3,215,000 | 4,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,503,000 | 24,543,000 | 25,597,000 | 26,534,000 |
| Total capital | 25,619,000 | 26,711,000 | 27,792,000 | 28,752,000 |
| Risk-weighted assets | 167,850,000 | 171,958,000 | 173,934,000 | 175,616,000 |