Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 167,341,000 | 170,727,000 | 176,659,000 | 189,985,000 |
| Total loans | 126,572,000 | 135,563,000 | 143,162,000 | 154,592,000 |
| Allowance for loan losses | 3,196,000 | 3,275,000 | 3,385,000 | 3,533,000 |
| Securities available for sale | 27,312,000 | 24,762,000 | 22,918,000 | 25,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,957,000 | 142,214,000 | 151,340,000 | 162,968,000 |
| Interest-bearing deposits | 111,168,000 | 111,157,000 | 121,523,000 | 125,690,000 |
| Noninterest-bearing deposits | 34,789,000 | 31,057,000 | 29,817,000 | 37,278,000 |
| Equity capital | 20,771,000 | 21,865,000 | 23,239,000 | 24,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,631,000 | 5,339,000 | 8,215,000 | 11,348,000 |
| Interest expense | 872,000 | 1,833,000 | 2,920,000 | 4,052,000 |
| Net interest income | 1,759,000 | 3,506,000 | 5,295,000 | 7,296,000 |
| Noninterest income | 98,000 | 199,000 | 304,000 | 401,000 |
| Noninterest expense | 814,000 | 1,607,000 | 2,452,000 | 3,436,000 |
| Provision for loan losses | 60,000 | 150,000 | 280,000 | 480,000 |
| Pretax income | 983,000 | 1,948,000 | 2,867,000 | 3,781,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 983,000 | 1,948,000 | 2,867,000 | 3,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,974,000 | 22,938,000 | 23,806,000 | 24,691,000 |
| Total capital | 23,781,000 | 24,830,000 | 25,786,000 | 26,821,000 |
| Risk-weighted assets | 143,222,000 | 149,975,000 | 156,985,000 | 169,034,000 |