Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 165,192,000 | 162,052,000 | 167,198,000 | 168,037,000 |
| Total loans | 111,960,000 | 119,600,000 | 126,520,000 | 130,465,000 |
| Allowance for loan losses | 3,037,000 | 3,042,000 | 3,084,000 | 3,151,000 |
| Securities available for sale | 33,646,000 | 31,352,000 | 29,188,000 | 27,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,103,000 | 138,632,000 | 135,712,000 | 136,204,000 |
| Interest-bearing deposits | 107,990,000 | 106,056,000 | 101,971,000 | 99,723,000 |
| Noninterest-bearing deposits | 38,113,000 | 32,576,000 | 33,741,000 | 36,481,000 |
| Equity capital | 18,811,000 | 19,590,000 | 20,437,000 | 21,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,058,000 | 4,226,000 | 6,592,000 | 9,085,000 |
| Interest expense | 370,000 | 858,000 | 1,490,000 | 2,175,000 |
| Net interest income | 1,688,000 | 3,368,000 | 5,102,000 | 6,910,000 |
| Noninterest income | 96,000 | 204,000 | 308,000 | 406,000 |
| Noninterest expense | 891,000 | 1,731,000 | 2,594,000 | 3,473,000 |
| Provision for loan losses | 0 | 30,000 | 75,000 | 135,000 |
| Pretax income | 893,000 | 1,811,000 | 2,741,000 | 3,708,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 893,000 | 1,811,000 | 2,741,000 | 3,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,450,000 | 21,368,000 | 22,248,000 | 23,191,000 |
| Total capital | 22,052,000 | 23,068,000 | 24,042,000 | 25,016,000 |
| Risk-weighted assets | 126,737,000 | 134,636,000 | 142,232,000 | 144,647,000 |