Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 160,918,000 | 158,616,000 | 165,336,000 | 161,466,000 |
| Total loans | 102,534,000 | 107,777,000 | 108,130,000 | 112,147,000 |
| Allowance for loan losses | 3,079,000 | 3,076,000 | 3,079,000 | 3,081,000 |
| Securities available for sale | 28,245,000 | 28,625,000 | 31,736,000 | 33,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,508,000 | 140,074,000 | 146,799,000 | 141,806,000 |
| Interest-bearing deposits | 112,253,000 | 109,365,000 | 112,615,000 | 106,286,000 |
| Noninterest-bearing deposits | 30,255,000 | 30,709,000 | 34,184,000 | 35,520,000 |
| Equity capital | 18,158,000 | 18,321,000 | 18,347,000 | 19,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,120,000 | 4,894,000 | 6,840,000 |
| Interest expense | 227,000 | 445,000 | 688,000 | 934,000 |
| Net interest income | 1,276,000 | 2,675,000 | 4,206,000 | 5,906,000 |
| Noninterest income | 94,000 | 189,000 | 289,000 | 393,000 |
| Noninterest expense | 819,000 | 1,637,000 | 2,440,000 | 3,342,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 521,000 | 1,197,000 | 2,025,000 | 2,927,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 521,000 | 1,197,000 | 2,025,000 | 2,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,152,000 | 19,828,000 | 20,664,000 | 21,433,000 |
| Total capital | 20,644,000 | 21,371,000 | 22,235,000 | 23,025,000 |
| Risk-weighted assets | 117,748,000 | 121,909,000 | 124,176,000 | 125,841,000 |