Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 149,383,000 | 151,172,000 | 151,357,000 | 158,174,000 |
| Total loans | 104,950,000 | 107,248,000 | 107,331,000 | 107,053,000 |
| Allowance for loan losses | 3,130,000 | 3,161,000 | 3,191,000 | 3,042,000 |
| Securities available for sale | 9,386,000 | 15,397,000 | 15,388,000 | 16,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,675,000 | 131,891,000 | 131,507,000 | 138,046,000 |
| Interest-bearing deposits | 101,352,000 | 104,752,000 | 105,644,000 | 107,704,000 |
| Noninterest-bearing deposits | 29,323,000 | 27,139,000 | 25,863,000 | 30,342,000 |
| Equity capital | 18,428,000 | 19,026,000 | 19,605,000 | 19,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,138,000 | 4,738,000 | 6,324,000 |
| Interest expense | 289,000 | 564,000 | 830,000 | 1,074,000 |
| Net interest income | 1,269,000 | 2,574,000 | 3,908,000 | 5,250,000 |
| Noninterest income | 96,000 | 208,000 | 337,000 | 432,000 |
| Noninterest expense | 709,000 | 1,451,000 | 2,288,000 | 3,191,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 626,000 | 1,271,000 | 1,867,000 | 2,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 626,000 | 1,271,000 | 1,867,000 | 2,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,386,000 | 19,031,000 | 19,627,000 | 20,131,000 |
| Total capital | 19,874,000 | 20,549,000 | 21,150,000 | 21,661,000 |
| Risk-weighted assets | 117,415,000 | 119,804,000 | 120,136,000 | 120,884,000 |