Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 129,889,000 | 135,658,000 | 136,757,000 | 146,620,000 |
| Total loans | 100,330,000 | 102,953,000 | 105,327,000 | 104,648,000 |
| Allowance for loan losses | 2,826,000 | 2,917,000 | 3,009,000 | 3,098,000 |
| Securities available for sale | 11,505,000 | 8,978,000 | 8,917,000 | 8,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,252,000 | 117,523,000 | 118,090,000 | 127,515,000 |
| Interest-bearing deposits | 92,415,000 | 94,885,000 | 94,245,000 | 97,364,000 |
| Noninterest-bearing deposits | 19,837,000 | 22,638,000 | 23,845,000 | 30,151,000 |
| Equity capital | 17,269,000 | 17,841,000 | 18,384,000 | 18,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,729,000 | 3,395,000 | 5,093,000 | 6,717,000 |
| Interest expense | 408,000 | 797,000 | 1,169,000 | 1,497,000 |
| Net interest income | 1,321,000 | 2,598,000 | 3,924,000 | 5,220,000 |
| Noninterest income | 75,000 | 156,000 | 236,000 | 311,000 |
| Noninterest expense | 742,000 | 1,449,000 | 2,194,000 | 2,957,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | 594,000 | 1,155,000 | 1,726,000 | 2,244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 594,000 | 1,155,000 | 1,726,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,110,000 | 17,671,000 | 18,242,000 | 18,760,000 |
| Total capital | 18,511,000 | 19,104,000 | 19,699,000 | 20,237,000 |
| Risk-weighted assets | 110,676,000 | 113,188,000 | 115,047,000 | 116,578,000 |