Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 118,288,000 | 123,761,000 | 127,742,000 | 132,224,000 |
| Total loans | 99,058,000 | 104,346,000 | 105,867,000 | 102,710,000 |
| Allowance for loan losses | 2,489,000 | 2,668,000 | 2,729,000 | 2,764,000 |
| Securities available for sale | 11,337,000 | 11,443,000 | 11,431,000 | 11,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,434,000 | 104,673,000 | 110,437,000 | 114,323,000 |
| Interest-bearing deposits | 83,297,000 | 86,572,000 | 90,673,000 | 94,038,000 |
| Noninterest-bearing deposits | 19,137,000 | 18,101,000 | 19,764,000 | 20,285,000 |
| Equity capital | 15,555,000 | 16,290,000 | 16,965,000 | 17,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,389,000 | 5,188,000 | 6,961,000 |
| Interest expense | 309,000 | 669,000 | 1,083,000 | 1,509,000 |
| Net interest income | 1,341,000 | 2,720,000 | 4,105,000 | 5,452,000 |
| Noninterest income | 78,000 | 164,000 | 261,000 | 348,000 |
| Noninterest expense | 720,000 | 1,495,000 | 2,247,000 | 3,045,000 |
| Provision for loan losses | 60,000 | 150,000 | 210,000 | 270,000 |
| Pretax income | 639,000 | 1,239,000 | 1,909,000 | 2,485,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 639,000 | 1,239,000 | 1,909,000 | 2,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,670,000 | 16,270,000 | 16,940,000 | 17,516,000 |
| Total capital | 16,937,000 | 17,604,000 | 18,370,000 | 18,929,000 |
| Risk-weighted assets | 100,111,000 | 105,386,000 | 113,104,000 | 111,687,000 |