Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 110,109,000 | 112,858,000 | 116,889,000 | 116,938,000 |
| Total loans | 86,511,000 | 93,888,000 | 97,181,000 | 95,419,000 |
| Allowance for loan losses | 2,366,000 | 2,441,000 | 2,535,000 | 2,427,000 |
| Securities available for sale | 12,855,000 | 11,795,000 | 11,737,000 | 11,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,900,000 | 92,875,000 | 95,064,000 | 100,822,000 |
| Interest-bearing deposits | 77,350,000 | 74,064,000 | 76,672,000 | 79,688,000 |
| Noninterest-bearing deposits | 18,550,000 | 18,811,000 | 18,392,000 | 21,134,000 |
| Equity capital | 14,019,000 | 14,627,000 | 15,218,000 | 15,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,889,000 | 4,488,000 | 6,103,000 |
| Interest expense | 187,000 | 393,000 | 634,000 | 912,000 |
| Net interest income | 1,185,000 | 2,496,000 | 3,854,000 | 5,191,000 |
| Noninterest income | 67,000 | 144,000 | 223,000 | 303,000 |
| Noninterest expense | 701,000 | 1,394,000 | 2,120,000 | 2,904,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 491,000 | 1,126,000 | 1,747,000 | 2,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 491,000 | 1,126,000 | 1,747,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,232,000 | 14,868,000 | 15,488,000 | 16,031,000 |
| Total capital | 15,353,000 | 16,070,000 | 16,732,000 | 17,260,000 |
| Risk-weighted assets | 88,426,000 | 94,947,000 | 98,313,000 | 97,149,000 |