Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 99,210,000 | 105,611,000 | 108,643,000 | 109,862,000 |
| Total loans | 77,090,000 | 83,494,000 | 86,636,000 | 84,629,000 |
| Allowance for loan losses | 2,105,000 | 2,175,000 | 2,261,000 | 2,343,000 |
| Securities available for sale | 12,634,000 | 12,696,000 | 12,702,000 | 12,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,306,000 | 82,315,000 | 90,077,000 | 95,458,000 |
| Interest-bearing deposits | 64,918,000 | 69,587,000 | 73,649,000 | 75,888,000 |
| Noninterest-bearing deposits | 11,388,000 | 12,727,000 | 16,428,000 | 19,570,000 |
| Equity capital | 13,107,000 | 13,452,000 | 13,901,000 | 14,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,405,000 | 3,769,000 | 5,130,000 |
| Interest expense | 146,000 | 328,000 | 526,000 | 717,000 |
| Net interest income | 1,011,000 | 2,077,000 | 3,243,000 | 4,413,000 |
| Noninterest income | 49,000 | 114,000 | 181,000 | 246,000 |
| Noninterest expense | 653,000 | 1,347,000 | 2,017,000 | 2,791,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | 347,000 | 694,000 | 1,167,000 | 1,538,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 347,000 | 694,000 | 1,167,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,110,000 | 13,456,000 | 13,930,000 | 14,301,000 |
| Total capital | 14,082,000 | 14,516,000 | 15,034,000 | 15,393,000 |
| Risk-weighted assets | 76,637,000 | 83,691,000 | 87,162,000 | 86,108,000 |