Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 84,388,000 | 87,977,000 | 88,688,000 | 94,471,000 |
| Total loans | 60,315,000 | 65,136,000 | 64,775,000 | 71,086,000 |
| Allowance for loan losses | 1,895,000 | 1,933,000 | 1,994,000 | 2,048,000 |
| Securities available for sale | 13,205,000 | 13,228,000 | 13,009,000 | 12,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,010,000 | 70,241,000 | 73,028,000 | 74,408,000 |
| Interest-bearing deposits | 61,447,000 | 58,786,000 | 61,011,000 | 59,991,000 |
| Noninterest-bearing deposits | 10,563,000 | 11,456,000 | 12,018,000 | 14,417,000 |
| Equity capital | 12,172,000 | 12,597,000 | 13,008,000 | 13,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 2,007,000 | 3,084,000 | 4,175,000 |
| Interest expense | 112,000 | 230,000 | 360,000 | 491,000 |
| Net interest income | 881,000 | 1,777,000 | 2,724,000 | 3,684,000 |
| Noninterest income | 45,000 | 99,000 | 153,000 | 204,000 |
| Noninterest expense | 458,000 | 963,000 | 1,467,000 | 2,117,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 408,000 | 793,000 | 1,230,000 | 1,531,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 408,000 | 793,000 | 1,230,000 | 1,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,139,000 | 12,524,000 | 12,961,000 | 13,262,000 |
| Total capital | 12,908,000 | 13,347,000 | 13,790,000 | 14,165,000 |
| Risk-weighted assets | 60,435,000 | 64,713,000 | 65,141,000 | 71,149,000 |