Call reports 2012
COMMUNITY STATE BANK — 2012
What COMMUNITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,137,000 | 79,729,000 | 85,625,000 | 86,061,000 |
| Total loans | 46,120,000 | 48,525,000 | 49,038,000 | 50,065,000 |
| Allowance for loan losses | 1,177,000 | 1,244,000 | 1,316,000 | 1,337,000 |
| Securities available for sale | 15,125,000 | 15,103,000 | 13,295,000 | 13,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,151,000 | 70,504,000 | 76,113,000 | 76,319,000 |
| Interest-bearing deposits | 59,524,000 | 60,386,000 | 62,532,000 | 62,966,000 |
| Noninterest-bearing deposits | 11,626,000 | 10,118,000 | 13,580,000 | 13,353,000 |
| Equity capital | 8,592,000 | 8,883,000 | 9,161,000 | 9,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,746,000 | 2,656,000 | 3,560,000 |
| Interest expense | 171,000 | 323,000 | 469,000 | 602,000 |
| Net interest income | 691,000 | 1,423,000 | 2,187,000 | 2,958,000 |
| Noninterest income | 40,000 | 87,000 | 141,000 | 190,000 |
| Noninterest expense | 418,000 | 847,000 | 1,302,000 | 1,766,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 238,000 | 513,000 | 801,000 | 1,082,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 513,000 | 801,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,430,000 | 8,705,000 | 8,993,000 | 9,274,000 |
| Total capital | 9,074,000 | 9,370,000 | 9,678,000 | 9,964,000 |
| Risk-weighted assets | 51,013,000 | 52,626,000 | 54,102,000 | 54,544,000 |