Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 72,153,000 | 74,958,000 | 73,136,000 | 76,885,000 |
| Total loans | 45,377,000 | 47,030,000 | 48,803,000 | 46,514,000 |
| Allowance for loan losses | 871,000 | 947,000 | 1,001,000 | 1,104,000 |
| Securities available for sale | 13,023,000 | 14,138,000 | 14,345,000 | 15,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,036,000 | 66,552,000 | 64,485,000 | 68,084,000 |
| Interest-bearing deposits | 55,710,000 | 55,827,000 | 56,207,000 | 56,666,000 |
| Noninterest-bearing deposits | 8,326,000 | 10,725,000 | 8,278,000 | 11,419,000 |
| Equity capital | 7,568,000 | 7,915,000 | 8,193,000 | 8,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,713,000 | 2,618,000 | 3,515,000 |
| Interest expense | 233,000 | 459,000 | 679,000 | 865,000 |
| Net interest income | 611,000 | 1,254,000 | 1,939,000 | 2,650,000 |
| Noninterest income | 35,000 | 72,000 | 117,000 | 159,000 |
| Noninterest expense | 408,000 | 813,000 | 1,248,000 | 1,677,000 |
| Provision for loan losses | 70,000 | 150,000 | 225,000 | 330,000 |
| Pretax income | 168,000 | 363,000 | 583,000 | 802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 168,000 | 363,000 | 583,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,558,000 | 7,753,000 | 7,974,000 | 8,192,000 |
| Total capital | 8,147,000 | 8,360,000 | 8,595,000 | 8,807,000 |
| Risk-weighted assets | 46,848,000 | 48,234,000 | 49,394,000 | 48,744,000 |