Call reports 2010
COMMUNITY STATE BANK — 2010
What COMMUNITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,376,000 | 62,140,000 | 65,228,000 | 70,800,000 |
| Total loans | 42,440,000 | 45,745,000 | 46,249,000 | 46,314,000 |
| Allowance for loan losses | 540,000 | 624,000 | 737,000 | 801,000 |
| Securities available for sale | 8,207,000 | 9,218,000 | 9,876,000 | 10,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,686,000 | 54,333,000 | 57,314,000 | 62,857,000 |
| Interest-bearing deposits | 46,725,000 | 48,373,000 | 50,717,000 | 52,934,000 |
| Noninterest-bearing deposits | 5,961,000 | 5,960,000 | 6,597,000 | 9,923,000 |
| Equity capital | 7,092,000 | 7,203,000 | 7,348,000 | 7,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,580,000 | 2,446,000 | 3,291,000 |
| Interest expense | 266,000 | 562,000 | 840,000 | 1,093,000 |
| Net interest income | 493,000 | 1,018,000 | 1,606,000 | 2,198,000 |
| Noninterest income | 32,000 | 68,000 | 102,000 | 138,000 |
| Noninterest expense | 397,000 | 792,000 | 1,188,000 | 1,609,000 |
| Provision for loan losses | 90,000 | 190,000 | 310,000 | 370,000 |
| Pretax income | 38,000 | 104,000 | 210,000 | 357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 104,000 | 210,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,071,000 | 7,137,000 | 7,243,000 | 7,390,000 |
| Total capital | 7,591,000 | 7,689,000 | 7,811,000 | 7,971,000 |
| Risk-weighted assets | 41,632,000 | 44,092,000 | 45,240,000 | 46,269,000 |