Call reports 2024
U.S. CENTURY BANK — 2024
What U.S. CENTURY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,488,336,000 | 2,457,323,000 | 2,502,813,000 | 2,579,817,000 |
| Total loans | 1,821,196,000 | 1,869,249,000 | 1,931,362,000 | 1,972,848,000 |
| Allowance for loan losses | 21,454,000 | 22,230,000 | 23,067,000 | 24,070,000 |
| Securities available for sale | 259,992,000 | 236,444,000 | 259,527,000 | 260,221,000 |
| Securities held to maturity | 173,050,000 | 169,615,000 | 167,008,000 | 164,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,112,234,000 | 2,073,662,000 | 2,150,720,000 | 2,183,871,000 |
| Interest-bearing deposits | 1,526,168,000 | 1,477,459,000 | 1,489,304,000 | 1,598,845,000 |
| Noninterest-bearing deposits | 586,066,000 | 596,203,000 | 661,416,000 | 585,026,000 |
| Equity capital | 192,552,000 | 197,915,000 | 211,145,000 | 210,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 30,887,000 | 63,504,000 | 97,066,000 | 131,233,000 |
| Interest expense | 15,729,000 | 31,035,000 | 46,488,000 | 61,297,000 |
| Net interest income | 15,158,000 | 32,469,000 | 50,578,000 | 69,936,000 |
| Noninterest income | 2,464,000 | 5,838,000 | 9,668,000 | 13,297,000 |
| Noninterest expense | 10,814,000 | 21,998,000 | 33,075,000 | 44,914,000 |
| Provision for loan losses | 363,000 | 1,136,000 | 1,968,000 | 2,959,000 |
| Pretax income | 6,398,000 | 15,127,000 | 25,058,000 | 35,176,000 |
| Income tax | 1,517,000 | 3,624,000 | 6,032,000 | 8,487,000 |
| Net income | 4,881,000 | 11,503,000 | 19,026,000 | 26,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,176,000 | 224,911,000 | 233,606,000 | 241,740,000 |
| Total capital | 240,057,000 | 247,580,000 | 257,212,000 | 266,387,000 |
| Risk-weighted assets | 1,862,466,000 | 1,902,517,000 | 1,957,334,000 | 1,997,442,000 |