Call reports 2023
U.S. CENTURY BANK — 2023
What U.S. CENTURY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,163,821,000 | 2,225,869,000 | 2,244,512,000 | 2,338,378,000 |
| Total loans | 1,580,394,000 | 1,595,959,000 | 1,676,520,000 | 1,780,827,000 |
| Allowance for loan losses | 18,887,000 | 18,815,000 | 19,493,000 | 21,084,000 |
| Securities available for sale | 229,409,000 | 218,442,000 | 218,609,000 | 229,329,000 |
| Securities held to maturity | 186,428,000 | 220,975,000 | 197,327,000 | 174,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,840,054,000 | 1,934,016,000 | 1,938,249,000 | 1,941,898,000 |
| Interest-bearing deposits | 1,196,855,000 | 1,348,941,000 | 1,347,377,000 | 1,384,377,000 |
| Noninterest-bearing deposits | 643,198,000 | 585,075,000 | 590,872,000 | 557,521,000 |
| Equity capital | 182,523,000 | 183,052,000 | 182,206,000 | 188,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 22,379,000 | 46,659,000 | 73,041,000 | 101,017,000 |
| Interest expense | 6,382,000 | 16,489,000 | 28,849,000 | 42,449,000 |
| Net interest income | 15,997,000 | 30,170,000 | 44,192,000 | 58,568,000 |
| Noninterest income | 2,091,000 | 3,937,000 | 7,053,000 | 11,531,000 |
| Noninterest expense | 10,176,000 | 20,449,000 | 30,735,000 | 41,256,000 |
| Provision for loan losses | 284,000 | 241,000 | 914,000 | 2,503,000 |
| Pretax income | 7,690,000 | 13,398,000 | 18,642,000 | 24,617,000 |
| Income tax | 1,881,000 | 3,259,000 | 4,554,000 | 5,966,000 |
| Net income | 5,809,000 | 10,139,000 | 14,088,000 | 18,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,302,000 | 205,391,000 | 210,817,000 | 211,645,000 |
| Total capital | 218,622,000 | 224,719,000 | 230,803,000 | 233,109,000 |
| Risk-weighted assets | 1,666,166,000 | 1,680,168,000 | 1,766,590,000 | 1,842,904,000 |