Call reports 2022
U.S. CENTURY BANK — 2022
What U.S. CENTURY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,967,252,000 | 2,016,086,000 | 2,037,453,000 | 2,085,834,000 |
| Total loans | 1,258,388,000 | 1,372,733,000 | 1,431,513,000 | 1,507,338,000 |
| Allowance for loan losses | 15,074,000 | 15,786,000 | 16,604,000 | 17,487,000 |
| Securities available for sale | 392,214,000 | 339,464,000 | 248,571,000 | 230,140,000 |
| Securities held to maturity | 122,361,000 | 116,671,000 | 178,865,000 | 188,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,721,487,000 | 1,750,071,000 | 1,813,020,000 | 1,834,365,000 |
| Interest-bearing deposits | 1,056,671,000 | 1,085,012,000 | 1,133,834,000 | 1,199,505,000 |
| Noninterest-bearing deposits | 664,816,000 | 665,059,000 | 679,186,000 | 634,860,000 |
| Equity capital | 190,937,000 | 178,966,000 | 176,315,000 | 181,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,342,000 | 32,026,000 | 50,503,000 | 71,100,000 |
| Interest expense | 963,000 | 2,005,000 | 3,708,000 | 7,439,000 |
| Net interest income | 14,379,000 | 30,021,000 | 46,795,000 | 63,661,000 |
| Noninterest income | 1,924,000 | 3,544,000 | 5,891,000 | 7,757,000 |
| Noninterest expense | 9,612,000 | 19,163,000 | 29,295,000 | 39,309,000 |
| Provision for loan losses | 0 | 705,000 | 1,615,000 | 2,495,000 |
| Pretax income | 6,712,000 | 13,715,000 | 21,236,000 | 27,085,000 |
| Income tax | 1,858,000 | 3,566,000 | 5,529,000 | 6,944,000 |
| Net income | 4,854,000 | 10,149,000 | 15,707,000 | 20,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,141,000 | 185,280,000 | 192,933,000 | 198,910,000 |
| Total capital | 193,462,000 | 201,313,000 | 209,784,000 | 216,694,000 |
| Risk-weighted assets | 1,342,806,000 | 1,473,020,000 | 1,545,168,000 | 1,595,196,000 |