Call reports 2021
U.S. CENTURY BANK — 2021
What U.S. CENTURY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,633,359,000 | 1,667,005,000 | 1,755,011,000 | 1,853,939,000 |
| Total loans | 1,103,981,000 | 1,145,095,000 | 1,176,412,000 | 1,190,081,000 |
| Allowance for loan losses | 15,009,000 | 14,848,000 | 14,900,000 | 15,057,000 |
| Securities available for sale | 341,344,000 | 395,804,000 | 328,171,000 | 401,542,000 |
| Securities held to maturity | 0 | 0 | 99,866,000 | 122,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,409,377,000 | 1,447,264,000 | 1,496,933,000 | 1,594,424,000 |
| Interest-bearing deposits | 887,681,000 | 882,783,000 | 914,498,000 | 984,954,000 |
| Noninterest-bearing deposits | 521,696,000 | 564,481,000 | 582,435,000 | 609,470,000 |
| Equity capital | 170,425,000 | 166,302,000 | 201,918,000 | 203,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,728,000 | 27,257,000 | 41,691,000 | 56,722,000 |
| Interest expense | 1,252,000 | 2,308,000 | 3,271,000 | 4,226,000 |
| Net interest income | 12,476,000 | 24,949,000 | 38,420,000 | 52,496,000 |
| Noninterest income | 2,259,000 | 3,588,000 | 7,875,000 | 10,484,000 |
| Noninterest expense | 8,678,000 | 17,351,000 | 26,358,000 | 35,677,000 |
| Provision for loan losses | -160,000 | -160,000 | -160,000 | -160,000 |
| Pretax income | 6,279,000 | 11,595,000 | 20,276,000 | 27,677,000 |
| Income tax | 1,498,000 | 2,761,000 | 4,849,000 | 6,600,000 |
| Net income | 4,781,000 | 8,834,000 | 15,427,000 | 21,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,108,000 | 128,225,000 | 165,255,000 | 171,484,000 |
| Total capital | 144,200,000 | 142,246,000 | 180,170,000 | 186,735,000 |
| Risk-weighted assets | 1,045,282,000 | 1,120,711,000 | 1,193,061,000 | 1,251,570,000 |