Call reports 2020
U.S. CENTURY BANK — 2020
What U.S. CENTURY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,334,347,000 | 1,432,126,000 | 1,491,036,000 | 1,501,742,000 |
| Total loans | 985,059,000 | 1,054,148,000 | 1,042,106,000 | 1,038,504,000 |
| Allowance for loan losses | 13,621,000 | 15,323,000 | 15,207,000 | 15,086,000 |
| Securities available for sale | 165,971,000 | 178,393,000 | 189,507,000 | 334,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,088,380,000 | 1,203,017,000 | 1,261,228,000 | 1,275,829,000 |
| Interest-bearing deposits | 757,407,000 | 780,275,000 | 836,057,000 | 830,935,000 |
| Noninterest-bearing deposits | 330,973,000 | 422,742,000 | 425,171,000 | 444,895,000 |
| Equity capital | 160,194,000 | 165,615,000 | 168,586,000 | 171,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,141,000 | 26,400,000 | 39,544,000 | 52,633,000 |
| Interest expense | 3,027,000 | 5,416,000 | 7,448,000 | 9,036,000 |
| Net interest income | 10,114,000 | 20,984,000 | 32,096,000 | 43,597,000 |
| Noninterest income | 1,493,000 | 2,445,000 | 4,222,000 | 5,663,000 |
| Noninterest expense | 8,225,000 | 16,389,000 | 24,769,000 | 33,036,000 |
| Provision for loan losses | 1,500,000 | 3,250,000 | 3,250,000 | 3,250,000 |
| Pretax income | 2,300,000 | 4,213,000 | 8,722,000 | 13,408,000 |
| Income tax | 564,000 | 1,033,000 | 2,139,000 | 2,588,000 |
| Net income | 1,736,000 | 3,180,000 | 6,583,000 | 10,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,884,000 | 119,596,000 | 123,469,000 | 127,061,000 |
| Total capital | 129,035,000 | 131,244,000 | 135,312,000 | 139,326,000 |
| Risk-weighted assets | 970,475,000 | 928,080,000 | 943,882,000 | 978,254,000 |