Call reports 2019
U.S. CENTURY BANK — 2019
What U.S. CENTURY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,189,969,000 | 1,262,485,000 | 1,283,256,000 | 1,312,272,000 |
| Total loans | 889,932,000 | 913,860,000 | 965,192,000 | 1,001,935,000 |
| Allowance for loan losses | 11,441,000 | 11,643,000 | 11,760,000 | 11,998,000 |
| Securities available for sale | 180,252,000 | 186,538,000 | 191,634,000 | 182,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 943,180,000 | 987,079,000 | 1,039,366,000 | 1,019,635,000 |
| Interest-bearing deposits | 661,401,000 | 691,298,000 | 722,111,000 | 711,420,000 |
| Noninterest-bearing deposits | 281,779,000 | 295,781,000 | 317,255,000 | 308,215,000 |
| Equity capital | 150,369,000 | 155,463,000 | 158,142,000 | 160,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,987,000 | 24,454,000 | 37,442,000 | 50,941,000 |
| Interest expense | 2,702,000 | 5,781,000 | 9,041,000 | 12,253,000 |
| Net interest income | 9,285,000 | 18,673,000 | 28,401,000 | 38,688,000 |
| Noninterest income | 1,169,000 | 2,573,000 | 4,475,000 | 6,009,000 |
| Noninterest expense | 7,542,000 | 15,228,000 | 23,267,000 | 30,982,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,912,000 | 6,018,000 | 9,609,000 | 13,766,000 |
| Income tax | 738,000 | 1,526,000 | 2,436,000 | 3,375,000 |
| Net income | 2,174,000 | 4,492,000 | 7,173,000 | 10,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,220,000 | 109,219,000 | 112,361,000 | 115,661,000 |
| Total capital | 115,992,000 | 120,872,000 | 124,280,000 | 127,818,000 |
| Risk-weighted assets | 860,938,000 | 932,112,000 | 975,642,000 | 1,000,182,000 |