Call reports 2017
U.S. CENTURY BANK — 2017
What U.S. CENTURY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 973,876,000 | 989,520,000 | 995,559,000 | 994,567,000 |
| Total loans | 736,616,000 | 718,072,000 | 744,104,000 | 765,319,000 |
| Allowance for loan losses | 8,922,000 | 10,006,000 | 9,797,000 | 10,200,000 |
| Securities available for sale | 146,440,000 | 167,155,000 | 180,079,000 | 145,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 796,232,000 | 809,446,000 | 813,962,000 | 822,469,000 |
| Interest-bearing deposits | 539,439,000 | 545,689,000 | 534,333,000 | 549,296,000 |
| Noninterest-bearing deposits | 256,793,000 | 263,757,000 | 279,629,000 | 273,173,000 |
| Equity capital | 89,772,000 | 92,474,000 | 93,936,000 | 113,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,465,000 | 17,645,000 | 26,667,000 | 35,909,000 |
| Interest expense | 1,066,000 | 2,195,000 | 3,364,000 | 4,604,000 |
| Net interest income | 7,399,000 | 15,450,000 | 23,303,000 | 31,305,000 |
| Noninterest income | 2,447,000 | 3,805,000 | 5,070,000 | 6,425,000 |
| Noninterest expense | 7,954,000 | 15,757,000 | 23,525,000 | 32,342,000 |
| Provision for loan losses | 0 | -540,000 | -540,000 | -540,000 |
| Pretax income | 1,892,000 | 4,038,000 | 5,388,000 | 5,621,000 |
| Income tax | 0 | 0 | 0 | -20,875,000 |
| Net income | 1,892,000 | 4,038,000 | 5,388,000 | 26,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,924,000 | 86,070,000 | 94,955,000 | 94,693,000 |
| Total capital | 100,391,000 | 102,684,000 | 104,428,000 | 104,518,000 |
| Risk-weighted assets | 729,089,000 | 731,298,000 | 757,247,000 | 781,291,000 |