Call reports 2016
U.S. CENTURY BANK — 2016
What U.S. CENTURY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 895,375,000 | 884,904,000 | 896,523,000 | 990,128,000 |
| Total loans | 710,913,000 | 710,314,000 | 710,219,000 | 734,509,000 |
| Allowance for loan losses | 8,760,000 | 8,235,000 | 8,812,000 | 8,558,000 |
| Securities available for sale | 108,343,000 | 113,805,000 | 127,633,000 | 151,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 769,927,000 | 745,441,000 | 748,568,000 | 782,987,000 |
| Interest-bearing deposits | 538,100,000 | 523,609,000 | 525,348,000 | 540,726,000 |
| Noninterest-bearing deposits | 231,828,000 | 221,832,000 | 223,220,000 | 242,261,000 |
| Equity capital | 79,089,000 | 88,034,000 | 88,598,000 | 86,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,142,000 | 16,368,000 | 24,991,000 | 33,924,000 |
| Interest expense | 925,000 | 1,808,000 | 2,711,000 | 3,717,000 |
| Net interest income | 7,217,000 | 14,560,000 | 22,280,000 | 30,207,000 |
| Noninterest income | 1,228,000 | 2,444,000 | 3,910,000 | 6,398,000 |
| Noninterest expense | 8,430,000 | 16,754,000 | 25,205,000 | 34,465,000 |
| Provision for loan losses | 850,000 | 0 | 0 | 0 |
| Pretax income | -819,000 | 263,000 | 998,000 | 2,150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -819,000 | 263,000 | 998,000 | 2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,773,000 | 79,855,000 | 80,589,000 | 81,742,000 |
| Total capital | 87,617,000 | 95,630,000 | 96,902,000 | 97,845,000 |
| Risk-weighted assets | 723,824,000 | 696,782,000 | 708,108,000 | 717,632,000 |