Call reports 2015
U.S. CENTURY BANK — 2015
What U.S. CENTURY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 912,250,000 | 906,457,000 | 909,022,000 | 910,252,000 |
| Total loans | 726,094,000 | 724,539,000 | 728,115,000 | 722,586,000 |
| Allowance for loan losses | 11,068,000 | 11,056,000 | 11,107,000 | 7,539,000 |
| Securities available for sale | 40,637,000 | 81,564,000 | 94,131,000 | 102,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 795,684,000 | 794,601,000 | 795,863,000 | 785,319,000 |
| Interest-bearing deposits | 602,760,000 | 605,857,000 | 604,249,000 | 564,108,000 |
| Noninterest-bearing deposits | 192,923,000 | 188,744,000 | 191,614,000 | 221,211,000 |
| Equity capital | 78,624,000 | 78,316,000 | 79,693,000 | 78,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,774,000 | 15,657,000 | 23,958,000 | 32,161,000 |
| Interest expense | 951,000 | 1,922,000 | 2,906,000 | 3,850,000 |
| Net interest income | 6,823,000 | 13,735,000 | 21,052,000 | 28,311,000 |
| Noninterest income | 1,260,000 | 3,304,000 | 5,096,000 | 6,398,000 |
| Noninterest expense | 10,967,000 | 19,777,000 | 27,791,000 | 36,226,000 |
| Provision for loan losses | 4,244,000 | 4,244,000 | 4,244,000 | 4,244,000 |
| Pretax income | -7,128,000 | -6,982,000 | -5,887,000 | -5,761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,128,000 | -6,982,000 | -5,887,000 | -5,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,289,000 | 78,396,000 | 79,465,000 | 79,592,000 |
| Total capital | 87,296,000 | 87,395,000 | 88,714,000 | 87,215,000 |
| Risk-weighted assets | 718,483,000 | 717,833,000 | 737,886,000 | 735,042,000 |