Call reports 2014
U.S. CENTURY BANK — 2014
What U.S. CENTURY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 862,023,000 | 853,887,000 | 886,182,000 | 834,626,000 |
| Total loans | 704,212,000 | 707,771,000 | 704,005,000 | 714,769,000 |
| Allowance for loan losses | 13,181,000 | 14,016,000 | 14,392,000 | 7,209,000 |
| Securities available for sale | 45,198,000 | 43,585,000 | 41,185,000 | 39,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 764,930,000 | 757,509,000 | 789,111,000 | 761,424,000 |
| Interest-bearing deposits | 593,886,000 | 588,428,000 | 603,139,000 | 592,396,000 |
| Noninterest-bearing deposits | 171,044,000 | 169,081,000 | 185,972,000 | 169,028,000 |
| Equity capital | 47,357,000 | 46,543,000 | 45,476,000 | 38,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,947,000 | 16,041,000 | 24,084,000 | 32,015,000 |
| Interest expense | 917,000 | 1,846,000 | 2,887,000 | 3,992,000 |
| Net interest income | 7,030,000 | 14,195,000 | 21,197,000 | 28,023,000 |
| Noninterest income | 2,418,000 | 3,761,000 | 4,995,000 | 5,616,000 |
| Noninterest expense | 8,931,000 | 18,501,000 | 27,704,000 | 37,435,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,390,000 |
| Pretax income | 517,000 | -545,000 | -1,512,000 | -8,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 517,000 | -545,000 | -1,512,000 | -8,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,562,000 | 46,500,000 | 45,533,000 | 38,859,000 |
| Total capital | 56,751,000 | 55,489,000 | 54,354,000 | 46,068,000 |
| Risk-weighted assets | 735,044,000 | 714,090,000 | 700,106,000 | 697,926,000 |