Call reports 2013
U.S. CENTURY BANK — 2013
What U.S. CENTURY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 950,672,000 | 949,219,000 | 938,301,000 | 930,527,000 |
| Total loans | 766,566,000 | 765,707,000 | 754,531,000 | 716,565,000 |
| Allowance for loan losses | 26,680,000 | 22,714,000 | 19,244,000 | 14,630,000 |
| Securities available for sale | 16,874,000 | 15,202,000 | 22,445,000 | 21,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 878,415,000 | 878,005,000 | 856,690,000 | 833,176,000 |
| Interest-bearing deposits | 686,261,000 | 703,973,000 | 681,720,000 | 645,999,000 |
| Noninterest-bearing deposits | 192,154,000 | 174,032,000 | 174,970,000 | 187,177,000 |
| Equity capital | 50,635,000 | 48,599,000 | 48,568,000 | 46,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,115,000 | 17,669,000 | 26,838,000 | 35,755,000 |
| Interest expense | 1,344,000 | 2,598,000 | 3,855,000 | 5,057,000 |
| Net interest income | 7,771,000 | 15,071,000 | 22,983,000 | 30,698,000 |
| Noninterest income | 1,584,000 | 2,796,000 | 5,250,000 | 5,846,000 |
| Noninterest expense | 10,489,000 | 20,661,000 | 31,233,000 | 41,118,000 |
| Provision for loan losses | -1,263,000 | -1,263,000 | -1,263,000 | -1,263,000 |
| Pretax income | 129,000 | -1,531,000 | -1,737,000 | -3,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | -1,531,000 | -1,737,000 | -3,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,629,000 | 48,801,000 | 48,604,000 | 47,039,000 |
| Total capital | 60,889,000 | 59,367,000 | 58,824,000 | 56,442,000 |
| Risk-weighted assets | 815,728,000 | 832,051,000 | 808,536,000 | 746,908,000 |