Call reports 2012
U.S. CENTURY BANK — 2012
What U.S. CENTURY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,356,033,000 | 1,291,813,000 | 1,153,584,000 | 1,010,383,000 |
| Total loans | 1,134,856,000 | 1,019,777,000 | 916,048,000 | 788,696,000 |
| Allowance for loan losses | 62,558,000 | 60,082,000 | 49,244,000 | 26,680,000 |
| Securities available for sale | 24,210,000 | 22,415,000 | 20,427,000 | 18,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,275,848,000 | 1,208,872,000 | 1,078,826,000 | 939,132,000 |
| Interest-bearing deposits | 1,035,037,000 | 1,003,771,000 | 889,048,000 | 776,965,000 |
| Noninterest-bearing deposits | 240,811,000 | 205,102,000 | 189,778,000 | 162,168,000 |
| Equity capital | 57,851,000 | 53,164,000 | 52,533,000 | 50,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,197,000 | 25,569,000 | 37,192,000 | 47,948,000 |
| Interest expense | 3,141,000 | 5,778,000 | 7,836,000 | 9,475,000 |
| Net interest income | 10,056,000 | 19,791,000 | 29,356,000 | 38,473,000 |
| Noninterest income | 1,926,000 | 1,420,000 | 2,948,000 | 4,250,000 |
| Noninterest expense | 13,801,000 | 27,779,000 | 39,413,000 | 51,692,000 |
| Provision for loan losses | 1,798,000 | 1,798,000 | 1,797,000 | 1,875,000 |
| Pretax income | -3,617,000 | -8,366,000 | -7,833,000 | -9,771,000 |
| Income tax | 0 | 0 | 294,000 | 294,000 |
| Net income | -3,617,000 | -8,366,000 | -8,127,000 | -10,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,865,000 | 52,141,000 | 52,403,000 | 50,490,000 |
| Total capital | 72,185,000 | 65,841,000 | 64,692,000 | 61,147,000 |
| Risk-weighted assets | 1,178,008,000 | 1,049,266,000 | 945,763,000 | 835,465,000 |