Call reports 2011
U.S. CENTURY BANK — 2011
What U.S. CENTURY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,720,866,000 | 1,611,188,000 | 1,500,209,000 | 1,345,628,000 |
| Total loans | 1,424,430,000 | 1,331,538,000 | 1,235,961,000 | 1,172,303,000 |
| Allowance for loan losses | 54,342,000 | 43,944,000 | 70,875,000 | 60,365,000 |
| Securities available for sale | 30,885,000 | 29,480,000 | 27,772,000 | 25,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,510,076,000 | 1,434,575,000 | 1,381,466,000 | 1,261,727,000 |
| Interest-bearing deposits | 1,341,604,000 | 1,230,506,000 | 1,167,470,000 | 1,065,374,000 |
| Noninterest-bearing deposits | 168,472,000 | 204,069,000 | 213,996,000 | 196,353,000 |
| Equity capital | 123,825,000 | 100,175,000 | 72,179,000 | 61,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 17,886,000 | 34,153,000 | 49,756,000 | 62,891,000 |
| Interest expense | 4,591,000 | 8,872,000 | 12,737,000 | 16,202,000 |
| Net interest income | 13,295,000 | 25,281,000 | 37,019,000 | 46,689,000 |
| Noninterest income | 1,351,000 | 1,452,000 | 2,710,000 | -189,000 |
| Noninterest expense | 12,979,000 | 36,616,000 | 43,382,000 | 55,307,000 |
| Provision for loan losses | 17,897,000 | 30,386,000 | 64,875,000 | 70,398,000 |
| Pretax income | -16,284,000 | -40,361,000 | -68,639,000 | -79,325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -16,284,000 | -40,361,000 | -68,639,000 | -79,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,403,000 | 99,358,000 | 71,112,000 | 60,456,000 |
| Total capital | 143,415,000 | 117,892,000 | 87,962,000 | 76,446,000 |
| Risk-weighted assets | 1,565,453,000 | 1,458,611,000 | 1,293,551,000 | 1,234,387,000 |