Call reports 2010
U.S. CENTURY BANK — 2010
What U.S. CENTURY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,965,353,000 | 1,825,163,000 | 1,846,535,000 | 1,673,456,000 |
| Total loans | 1,643,914,000 | 1,582,761,000 | 1,572,355,000 | 1,544,837,000 |
| Allowance for loan losses | 49,413,000 | 51,689,000 | 52,886,000 | 48,805,000 |
| Securities available for sale | 39,958,000 | 37,842,000 | 40,988,000 | 36,396,000 |
| Securities held to maturity | 4,200,000 | 2,184,000 | 854,000 | 196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,652,967,000 | 1,557,879,000 | 1,594,424,000 | 1,432,763,000 |
| Interest-bearing deposits | 1,480,094,000 | 1,336,353,000 | 1,346,617,000 | 1,275,972,000 |
| Noninterest-bearing deposits | 172,873,000 | 221,526,000 | 247,808,000 | 156,791,000 |
| Equity capital | 191,684,000 | 192,551,000 | 192,333,000 | 140,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 20,515,000 | 40,920,000 | 61,536,000 | 80,876,000 |
| Interest expense | 6,949,000 | 13,029,000 | 18,300,000 | 22,986,000 |
| Net interest income | 13,566,000 | 27,891,000 | 43,236,000 | 57,890,000 |
| Noninterest income | 2,154,000 | 4,239,000 | 5,416,000 | -839,000 |
| Noninterest expense | 11,825,000 | 24,016,000 | 37,883,000 | 54,740,000 |
| Provision for loan losses | 2,604,000 | 5,592,000 | 8,664,000 | 26,320,000 |
| Pretax income | 1,664,000 | 2,881,000 | 2,437,000 | -23,735,000 |
| Income tax | 658,000 | 1,142,000 | 984,000 | 26,788,000 |
| Net income | 1,006,000 | 1,739,000 | 1,453,000 | -50,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,879,000 | 167,540,000 | 162,392,000 | 139,655,000 |
| Total capital | 190,719,000 | 189,517,000 | 184,328,000 | 160,958,000 |
| Risk-weighted assets | 1,799,259,000 | 1,727,135,000 | 1,722,676,000 | 1,675,619,000 |