Call reports 2009
U.S. CENTURY BANK — 2009
What U.S. CENTURY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,811,133,000 | 1,808,345,000 | 1,947,013,000 | 2,023,888,000 |
| Total loans | 1,456,734,000 | 1,566,346,000 | 1,625,387,000 | 1,629,650,000 |
| Allowance for loan losses | 19,380,000 | 21,102,000 | 36,525,000 | 47,713,000 |
| Securities available for sale | 125,257,000 | 86,075,000 | 59,239,000 | 55,001,000 |
| Securities held to maturity | 5,190,000 | 4,959,000 | 4,711,000 | 4,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,478,918,000 | 1,444,054,000 | 1,576,286,000 | 1,669,669,000 |
| Interest-bearing deposits | 1,307,048,000 | 1,250,217,000 | 1,419,941,000 | 1,518,386,000 |
| Noninterest-bearing deposits | 171,870,000 | 193,837,000 | 156,345,000 | 151,283,000 |
| Equity capital | 183,451,000 | 184,476,000 | 220,692,000 | 190,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 21,041,000 | 41,939,000 | 63,869,000 | 84,677,000 |
| Interest expense | 10,473,000 | 18,999,000 | 27,041,000 | 35,327,000 |
| Net interest income | 10,568,000 | 22,940,000 | 36,828,000 | 49,350,000 |
| Noninterest income | 1,496,000 | 3,058,000 | 4,995,000 | 4,383,000 |
| Noninterest expense | 9,988,000 | 21,806,000 | 33,923,000 | 45,563,000 |
| Provision for loan losses | 1,772,000 | 3,965,000 | 28,746,000 | 79,830,000 |
| Pretax income | 270,000 | 668,000 | -20,062,000 | -70,898,000 |
| Income tax | 183,000 | 470,000 | -6,089,000 | -26,758,000 |
| Net income | 87,000 | 198,000 | -13,973,000 | -44,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,067,000 | 183,574,000 | 219,760,000 | 167,195,000 |
| Total capital | 201,447,000 | 204,676,000 | 242,808,000 | 190,729,000 |
| Risk-weighted assets | 1,674,556,000 | 1,780,491,000 | 1,916,831,000 | 1,857,123,000 |