Call reports 2008
U.S. CENTURY BANK — 2008
What U.S. CENTURY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,424,915,000 | 1,738,771,000 | 1,753,775,000 | 1,745,251,000 |
| Total loans | 1,146,158,000 | 1,235,075,000 | 1,363,229,000 | 1,424,995,000 |
| Allowance for loan losses | 15,376,000 | 16,874,000 | 18,314,000 | 17,627,000 |
| Securities available for sale | 108,435,000 | 161,078,000 | 181,973,000 | 113,260,000 |
| Securities held to maturity | 6,233,000 | 5,849,000 | 5,595,000 | 5,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,039,331,000 | 1,352,509,000 | 1,352,836,000 | 1,401,430,000 |
| Interest-bearing deposits | 910,875,000 | 1,181,705,000 | 1,243,446,000 | 1,278,538,000 |
| Noninterest-bearing deposits | 128,456,000 | 170,804,000 | 109,390,000 | 122,892,000 |
| Equity capital | 179,082,000 | 178,335,000 | 179,198,000 | 182,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 21,809,000 | 42,884,000 | 65,061,000 | 88,140,000 |
| Interest expense | 10,158,000 | 20,539,000 | 33,171,000 | 45,392,000 |
| Net interest income | 11,651,000 | 22,345,000 | 31,890,000 | 42,748,000 |
| Noninterest income | 1,163,000 | 2,606,000 | 4,433,000 | 5,941,000 |
| Noninterest expense | 9,677,000 | 19,461,000 | 29,056,000 | 39,660,000 |
| Provision for loan losses | 896,000 | 2,395,000 | 4,002,000 | 6,124,000 |
| Pretax income | 2,227,000 | 3,081,000 | 3,510,000 | 3,311,000 |
| Income tax | 924,000 | 1,399,000 | 1,743,000 | 1,229,000 |
| Net income | 1,303,000 | 1,682,000 | 1,767,000 | 2,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,028,000 | 179,408,000 | 179,493,000 | 181,985,000 |
| Total capital | 194,404,000 | 196,282,000 | 197,807,000 | 199,612,000 |
| Risk-weighted assets | 1,376,445,000 | 1,509,907,000 | 1,624,055,000 | 1,641,682,000 |