Call reports 2007
U.S. CENTURY BANK — 2007
What U.S. CENTURY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,119,065,000 | 1,148,241,000 | 1,163,242,000 | 1,313,205,000 |
| Total loans | 780,896,000 | 860,360,000 | 967,824,000 | 1,089,331,000 |
| Allowance for loan losses | 11,180,000 | 12,373,000 | 13,117,000 | 14,546,000 |
| Securities available for sale | 102,706,000 | 101,577,000 | 102,268,000 | 94,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 798,356,000 | 854,750,000 | 879,077,000 | 941,941,000 |
| Interest-bearing deposits | 672,518,000 | 730,654,000 | 783,894,000 | 827,978,000 |
| Noninterest-bearing deposits | 125,838,000 | 124,096,000 | 95,183,000 | 113,963,000 |
| Equity capital | 170,057,000 | 171,582,000 | 174,364,000 | 177,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 18,620,000 | 38,742,000 | 59,589,000 | 82,276,000 |
| Interest expense | 7,965,000 | 16,724,000 | 26,533,000 | 37,255,000 |
| Net interest income | 10,655,000 | 22,018,000 | 33,056,000 | 45,021,000 |
| Noninterest income | 831,000 | 1,662,000 | 2,672,000 | 3,772,000 |
| Noninterest expense | 6,406,000 | 14,126,000 | 22,063,000 | 32,032,000 |
| Provision for loan losses | 0 | 1,199,000 | 1,943,000 | 3,376,000 |
| Pretax income | 5,079,000 | 8,351,000 | 11,713,000 | 13,373,000 |
| Income tax | 1,865,000 | 3,226,000 | 4,560,000 | 5,440,000 |
| Net income | 3,214,000 | 5,125,000 | 7,153,000 | 7,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,323,000 | 172,540,000 | 174,625,000 | 177,731,000 |
| Total capital | 181,504,000 | 184,913,000 | 187,742,000 | 192,277,000 |
| Risk-weighted assets | 950,034,000 | 1,076,575,000 | 1,131,536,000 | 1,275,265,000 |