Call reports 2006
U.S. CENTURY BANK — 2006
What U.S. CENTURY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,028,995,000 | 1,069,963,000 | 1,096,019,000 | 1,094,152,000 |
| Total loans | 614,127,000 | 671,074,000 | 682,137,000 | 732,390,000 |
| Allowance for loan losses | 9,186,000 | 9,935,000 | 10,681,000 | 11,180,000 |
| Securities available for sale | 103,552,000 | 102,463,000 | 103,816,000 | 100,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,506,000 | 701,313,000 | 742,455,000 | 785,161,000 |
| Interest-bearing deposits | 594,059,000 | 587,569,000 | 624,493,000 | 667,461,000 |
| Noninterest-bearing deposits | 115,447,000 | 113,744,000 | 117,961,000 | 117,699,000 |
| Equity capital | 99,929,000 | 127,890,000 | 156,193,000 | 163,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 15,197,000 | 31,614,000 | 49,046,000 | 67,343,000 |
| Interest expense | 6,643,000 | 13,551,000 | 20,653,000 | 28,301,000 |
| Net interest income | 8,554,000 | 18,063,000 | 28,393,000 | 39,042,000 |
| Noninterest income | 656,000 | 1,763,000 | 2,565,000 | 3,329,000 |
| Noninterest expense | 3,886,000 | 8,308,000 | 13,099,000 | 18,623,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 2,750,000 |
| Pretax income | 4,554,000 | 9,995,000 | 15,584,000 | 20,971,000 |
| Income tax | 1,722,000 | 3,761,000 | 5,863,000 | 8,184,000 |
| Net income | 2,832,000 | 6,234,000 | 9,721,000 | 12,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,965,000 | 130,186,000 | 157,153,000 | 164,109,000 |
| Total capital | 109,288,000 | 140,122,000 | 167,508,000 | 175,290,000 |
| Risk-weighted assets | 664,189,000 | 861,881,000 | 828,094,000 | 902,051,000 |