Call reports 2003
U.S. CENTURY BANK — 2003
What U.S. CENTURY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 105,600,000 | 114,415,000 | 152,997,000 | 187,277,000 |
| Total loans | 30,160,000 | 43,290,000 | 68,281,000 | 96,707,000 |
| Allowance for loan losses | 840,000 | 920,000 | 1,040,000 | 1,550,000 |
| Securities available for sale | 0 | 100,000 | 15,031,000 | 26,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,329,000 | 84,843,000 | 98,473,000 | 121,237,000 |
| Interest-bearing deposits | 50,005,000 | 63,067,000 | 70,475,000 | 79,778,000 |
| Noninterest-bearing deposits | 26,324,000 | 21,776,000 | 27,998,000 | 41,459,000 |
| Equity capital | 29,158,000 | 29,435,000 | 54,288,000 | 65,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,444,000 | 2,597,000 | 4,317,000 |
| Interest expense | 67,000 | 191,000 | 335,000 | 461,000 |
| Net interest income | 503,000 | 1,253,000 | 2,262,000 | 3,856,000 |
| Noninterest income | 46,000 | 101,000 | 182,000 | 261,000 |
| Noninterest expense | 369,000 | 818,000 | 1,428,000 | 2,279,000 |
| Provision for loan losses | 90,000 | 170,000 | 290,000 | 800,000 |
| Pretax income | 90,000 | 366,000 | 742,000 | 1,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 366,000 | 742,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,158,000 | 29,435,000 | 54,333,000 | 65,693,000 |
| Total capital | 29,802,000 | 30,231,000 | 55,373,000 | 67,243,000 |
| Risk-weighted assets | 51,370,000 | 63,578,000 | 103,091,000 | 150,715,000 |