Call reports 2015
TRADERS BANK — 2015
What TRADERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 170,169,000 |
| Total loans | 105,780,000 |
| Allowance for loan losses | 503,000 |
| Securities available for sale | 22,577,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 150,736,000 |
| Interest-bearing deposits | 112,881,000 |
| Noninterest-bearing deposits | 37,855,000 |
| Equity capital | 19,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 521,000 |
| Interest expense | 45,000 |
| Net interest income | 476,000 |
| Noninterest income | 78,000 |
| Noninterest expense | 393,000 |
| Provision for loan losses | 500,000 |
| Pretax income | -339,000 |
| Income tax | -139,000 |
| Net income | -200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 13,395,000 |
| Total capital | 13,913,000 |
| Risk-weighted assets | 108,807,000 |