Call reports 2014
TRADERS BANK — 2014
What TRADERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 155,152,000 | 157,934,000 | 157,169,000 | 154,674,000 |
| Total loans | 103,948,000 | 110,073,000 | 110,239,000 | 110,318,000 |
| Allowance for loan losses | 1,677,000 | 1,647,000 | 1,629,000 | 1,632,000 |
| Securities available for sale | 34,036,000 | 28,162,000 | 26,307,000 | 24,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,145,000 | 142,104,000 | 141,037,000 | 138,519,000 |
| Interest-bearing deposits | 105,926,000 | 103,395,000 | 105,636,000 | 104,214,000 |
| Noninterest-bearing deposits | 34,219,000 | 38,709,000 | 35,401,000 | 34,305,000 |
| Equity capital | 14,597,000 | 15,388,000 | 15,532,000 | 15,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,332,000 | 5,042,000 | 6,756,000 |
| Interest expense | 167,000 | 322,000 | 470,000 | 612,000 |
| Net interest income | 1,466,000 | 3,010,000 | 4,572,000 | 6,144,000 |
| Noninterest income | 254,000 | 515,000 | 784,000 | 1,015,000 |
| Noninterest expense | 1,320,000 | 2,462,000 | 3,901,000 | 5,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 410,000 | 1,100,000 | 1,499,000 | 2,035,000 |
| Income tax | 20,000 | 63,000 | 98,000 | 122,000 |
| Net income | 390,000 | 1,037,000 | 1,401,000 | 1,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,089,000 | 15,512,000 | 15,495,000 | 15,601,000 |
| Total capital | 16,368,000 | 16,833,000 | 16,806,000 | 16,920,000 |
| Risk-weighted assets | 101,895,000 | 105,350,000 | 104,973,000 | 107,122,000 |