Call reports 2012
TRADERS BANK — 2012
What TRADERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,597,000 | 157,459,000 | 156,653,000 | 157,578,000 |
| Total loans | 105,706,000 | 106,171,000 | 104,049,000 | 102,855,000 |
| Allowance for loan losses | 2,174,000 | 2,171,000 | 2,108,000 | 2,024,000 |
| Securities available for sale | 32,584,000 | 30,995,000 | 30,685,000 | 28,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,337,000 | 141,770,000 | 140,441,000 | 141,978,000 |
| Interest-bearing deposits | 114,283,000 | 110,625,000 | 109,756,000 | 110,945,000 |
| Noninterest-bearing deposits | 29,054,000 | 31,145,000 | 30,685,000 | 31,033,000 |
| Equity capital | 14,663,000 | 15,006,000 | 15,582,000 | 15,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,575,000 | 5,339,000 | 7,032,000 |
| Interest expense | 271,000 | 532,000 | 780,000 | 1,021,000 |
| Net interest income | 1,536,000 | 3,043,000 | 4,559,000 | 6,011,000 |
| Noninterest income | 350,000 | 710,000 | 963,000 | 897,000 |
| Noninterest expense | 1,338,000 | 2,578,000 | 3,819,000 | 5,306,000 |
| Provision for loan losses | 150,000 | 243,000 | 243,000 | 743,000 |
| Pretax income | 536,000 | 1,159,000 | 1,690,000 | 1,767,000 |
| Income tax | 27,000 | 57,000 | 93,000 | 121,000 |
| Net income | 509,000 | 1,102,000 | 1,597,000 | 1,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,962,000 | 14,161,000 | 14,657,000 | 14,705,000 |
| Total capital | 15,258,000 | 15,466,000 | 15,933,000 | 15,964,000 |
| Risk-weighted assets | 102,773,000 | 103,486,000 | 101,225,000 | 99,937,000 |