Call reports 2011
TRADERS BANK — 2011
What TRADERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 156,058,000 | 154,429,000 | 154,481,000 | 156,333,000 |
| Total loans | 115,254,000 | 111,197,000 | 108,328,000 | 105,243,000 |
| Allowance for loan losses | 1,865,000 | 1,777,000 | 1,814,000 | 1,946,000 |
| Securities available for sale | 22,514,000 | 26,273,000 | 23,766,000 | 29,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,921,000 | 140,845,000 | 139,928,000 | 141,717,000 |
| Interest-bearing deposits | 116,095,000 | 113,397,000 | 110,453,000 | 112,152,000 |
| Noninterest-bearing deposits | 26,826,000 | 27,448,000 | 29,475,000 | 29,565,000 |
| Equity capital | 12,554,000 | 13,030,000 | 14,035,000 | 14,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 3,928,000 | 5,840,000 | 7,632,000 |
| Interest expense | 400,000 | 746,000 | 1,065,000 | 1,350,000 |
| Net interest income | 1,567,000 | 3,182,000 | 4,775,000 | 6,282,000 |
| Noninterest income | 303,000 | 653,000 | 1,016,000 | 1,336,000 |
| Noninterest expense | 1,209,000 | 2,821,000 | 4,179,000 | 5,694,000 |
| Provision for loan losses | 525,000 | 702,000 | 758,000 | 958,000 |
| Pretax income | 136,000 | 323,000 | 890,000 | 1,002,000 |
| Income tax | 8,000 | 8,000 | 33,000 | 60,000 |
| Net income | 128,000 | 315,000 | 857,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,639,000 | 12,826,000 | 13,368,000 | 13,453,000 |
| Total capital | 14,021,000 | 14,168,000 | 14,673,000 | 14,742,000 |
| Risk-weighted assets | 109,968,000 | 106,865,000 | 104,215,000 | 102,392,000 |