Call reports 2002
TRADERS BANK — 2002
What TRADERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 107,448,000 | 108,250,000 | 110,940,000 | 110,962,000 |
| Total loans | 80,820,000 | 84,340,000 | 85,526,000 | 85,149,000 |
| Allowance for loan losses | 937,000 | 799,000 | 853,000 | 919,000 |
| Securities available for sale | 7,417,000 | 7,732,000 | 7,463,000 | 7,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,873,000 | 98,455,000 | 101,265,000 | 101,300,000 |
| Interest-bearing deposits | 79,941,000 | 80,355,000 | 81,065,000 | 83,611,000 |
| Noninterest-bearing deposits | 17,932,000 | 18,100,000 | 20,200,000 | 17,689,000 |
| Equity capital | 8,962,000 | 8,995,000 | 9,209,000 | 9,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,298,000 | 4,897,000 | 6,402,000 |
| Interest expense | 632,000 | 1,206,000 | 1,752,000 | 2,276,000 |
| Net interest income | 1,000,000 | 2,092,000 | 3,145,000 | 4,126,000 |
| Noninterest income | 253,000 | 531,000 | 808,000 | 1,102,000 |
| Noninterest expense | 701,000 | 1,433,000 | 2,159,000 | 3,008,000 |
| Provision for loan losses | 54,000 | 114,000 | 174,000 | 634,000 |
| Pretax income | 498,000 | 1,076,000 | 1,624,000 | 1,591,000 |
| Income tax | 54,000 | 101,000 | 146,000 | 133,000 |
| Net income | 444,000 | 975,000 | 1,478,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,873,000 | 8,804,000 | 8,931,000 | 9,001,000 |
| Total capital | 9,757,000 | 9,603,000 | 9,784,000 | 9,920,000 |
| Risk-weighted assets | 70,723,000 | 75,008,000 | 76,354,000 | 76,448,000 |