Call reports 2001
TRADERS BANK — 2001
What TRADERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 97,010,000 | 101,428,000 | 103,919,000 | 108,339,000 |
| Total loans | 74,523,000 | 78,301,000 | 78,605,000 | 80,778,000 |
| Allowance for loan losses | 774,000 | 854,000 | 905,000 | 928,000 |
| Securities available for sale | 6,196,000 | 6,148,000 | 6,880,000 | 7,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,329,000 | 92,240,000 | 94,549,000 | 98,709,000 |
| Interest-bearing deposits | 71,364,000 | 75,639,000 | 76,920,000 | 80,337,000 |
| Noninterest-bearing deposits | 15,965,000 | 16,601,000 | 17,629,000 | 18,372,000 |
| Equity capital | 8,716,000 | 8,284,000 | 8,527,000 | 8,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,982,000 | 3,995,000 | 5,964,000 | 7,799,000 |
| Interest expense | 905,000 | 1,829,000 | 2,735,000 | 3,525,000 |
| Net interest income | 1,077,000 | 2,166,000 | 3,229,000 | 4,274,000 |
| Noninterest income | 199,000 | 433,000 | 719,000 | 998,000 |
| Noninterest expense | 647,000 | 1,380,000 | 1,956,000 | 2,797,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 585,000 | 1,130,000 | 1,858,000 | 2,296,000 |
| Income tax | 0 | 0 | 160,000 | 149,000 |
| Net income | 585,000 | 1,130,000 | 1,698,000 | 2,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,629,000 | 8,199,000 | 8,392,000 | 8,859,000 |
| Total capital | 9,366,000 | 9,053,000 | 9,250,000 | 9,742,000 |
| Risk-weighted assets | 58,942,000 | 69,318,000 | 68,613,000 | 70,613,000 |