Call reports 2025
PIONEER BANK — 2025
What PIONEER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 286,825,000 | 295,755,000 | 278,989,000 | 286,073,000 |
| Total loans | 195,091,000 | 194,458,000 | 192,571,000 | 201,166,000 |
| Allowance for loan losses | 2,517,000 | 2,590,000 | 2,625,000 | 2,720,000 |
| Securities available for sale | 50,207,000 | 54,567,000 | 56,817,000 | 55,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,506,000 | 265,581,000 | 247,215,000 | 253,070,000 |
| Interest-bearing deposits | 201,301,000 | 211,733,000 | 195,823,000 | 200,761,000 |
| Noninterest-bearing deposits | 56,205,000 | 53,848,000 | 51,392,000 | 52,309,000 |
| Equity capital | 23,919,000 | 25,086,000 | 26,680,000 | 27,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,203,000 | 6,706,000 | 10,292,000 | 13,939,000 |
| Interest expense | 1,220,000 | 2,568,000 | 3,912,000 | 5,181,000 |
| Net interest income | 1,983,000 | 4,138,000 | 6,380,000 | 8,758,000 |
| Noninterest income | 294,000 | 611,000 | 747,000 | 687,000 |
| Noninterest expense | 1,333,000 | 2,685,000 | 3,978,000 | 5,303,000 |
| Provision for loan losses | 45,000 | 120,000 | 155,000 | 250,000 |
| Pretax income | 899,000 | 1,944,000 | 2,994,000 | 3,892,000 |
| Income tax | 40,000 | 86,000 | 134,000 | 176,000 |
| Net income | 859,000 | 1,858,000 | 2,860,000 | 3,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,597,000 | 26,426,000 | 27,428,000 | 28,284,000 |