Call reports 2023
PIONEER BANK — 2023
What PIONEER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 243,339,000 | 240,866,000 | 247,345,000 | 264,895,000 |
| Total loans | 180,581,000 | 183,154,000 | 190,892,000 | 190,769,000 |
| Allowance for loan losses | 2,272,000 | 2,302,000 | 2,317,000 | 2,342,000 |
| Securities available for sale | 42,463,000 | 41,869,000 | 40,347,000 | 40,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,290,000 | 211,673,000 | 219,134,000 | 237,459,000 |
| Interest-bearing deposits | 159,141,000 | 156,984,000 | 166,117,000 | 183,641,000 |
| Noninterest-bearing deposits | 53,149,000 | 54,689,000 | 53,017,000 | 53,818,000 |
| Equity capital | 19,707,000 | 19,514,000 | 19,322,000 | 21,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,294,000 | 4,700,000 | 7,254,000 | 9,959,000 |
| Interest expense | 531,000 | 1,260,000 | 2,232,000 | 3,382,000 |
| Net interest income | 1,763,000 | 3,440,000 | 5,022,000 | 6,577,000 |
| Noninterest income | 196,000 | 350,000 | 499,000 | 711,000 |
| Noninterest expense | 1,247,000 | 2,479,000 | 3,683,000 | 4,902,000 |
| Provision for loan losses | 20,000 | 50,000 | 65,000 | 90,000 |
| Pretax income | 638,000 | 1,207,000 | 1,719,000 | 2,242,000 |
| Income tax | 30,000 | 55,000 | 79,000 | 116,000 |
| Net income | 608,000 | 1,152,000 | 1,640,000 | 2,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,799,000 | 22,969,000 | 23,306,000 | 23,792,000 |