Call reports 2022
PIONEER BANK — 2022
What PIONEER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 254,545,000 | 252,038,000 | 246,943,000 | 245,181,000 |
| Total loans | 156,958,000 | 173,587,000 | 183,213,000 | 181,535,000 |
| Allowance for loan losses | 2,280,000 | 2,290,000 | 2,322,000 | 2,352,000 |
| Securities available for sale | 36,804,000 | 42,169,000 | 44,677,000 | 47,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,358,000 | 224,357,000 | 220,039,000 | 218,054,000 |
| Interest-bearing deposits | 166,966,000 | 167,312,000 | 161,536,000 | 160,040,000 |
| Noninterest-bearing deposits | 56,392,000 | 57,045,000 | 58,503,000 | 58,014,000 |
| Equity capital | 19,076,000 | 18,809,000 | 17,996,000 | 19,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,751,000 | 3,768,000 | 6,012,000 | 8,328,000 |
| Interest expense | 317,000 | 641,000 | 1,008,000 | 1,449,000 |
| Net interest income | 1,434,000 | 3,127,000 | 5,004,000 | 6,879,000 |
| Noninterest income | 238,000 | 436,000 | 655,000 | 787,000 |
| Noninterest expense | 1,159,000 | 2,300,000 | 3,497,000 | 4,716,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 70,000 |
| Pretax income | 513,000 | 1,253,000 | 2,122,000 | 2,880,000 |
| Income tax | 23,000 | 54,000 | 93,000 | 142,000 |
| Net income | 490,000 | 1,199,000 | 2,029,000 | 2,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,893,000 | 21,427,000 | 22,257,000 | 22,741,000 |
| Total capital | 22,911,000 | 23,629,000 | 24,570,000 | — |
| Risk-weighted assets | 161,177,000 | 176,056,000 | 185,028,000 | — |