Call reports 2021
PIONEER BANK — 2021
What PIONEER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 236,055,000 | 241,484,000 | 243,193,000 | 253,663,000 |
| Total loans | 162,777,000 | 157,110,000 | 161,283,000 | 160,484,000 |
| Allowance for loan losses | 2,194,000 | 2,209,000 | 2,218,000 | 2,280,000 |
| Securities available for sale | 13,213,000 | 17,723,000 | 23,019,000 | 30,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,164,000 | 209,079,000 | 210,334,000 | 220,640,000 |
| Interest-bearing deposits | 145,507,000 | 152,521,000 | 157,929,000 | 165,363,000 |
| Noninterest-bearing deposits | 58,657,000 | 56,558,000 | 52,405,000 | 55,277,000 |
| Equity capital | 19,514,000 | 20,123,000 | 20,623,000 | 20,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,073,000 | 4,105,000 | 5,971,000 | 7,902,000 |
| Interest expense | 362,000 | 722,000 | 1,064,000 | 1,402,000 |
| Net interest income | 1,711,000 | 3,383,000 | 4,907,000 | 6,500,000 |
| Noninterest income | 241,000 | 524,000 | 763,000 | 1,018,000 |
| Noninterest expense | 1,107,000 | 2,262,000 | 3,345,000 | 4,498,000 |
| Provision for loan losses | 0 | 15,000 | 25,000 | 85,000 |
| Pretax income | 845,000 | 1,630,000 | 2,300,000 | 2,935,000 |
| Income tax | 42,000 | 81,000 | 115,000 | 129,000 |
| Net income | 803,000 | 1,549,000 | 2,185,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,400,000 | 20,021,000 | 20,532,000 | 20,903,000 |
| Total capital | — | — | — | 22,882,000 |
| Risk-weighted assets | — | — | — | 158,022,000 |