Call reports 2020
PIONEER BANK — 2020
What PIONEER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 186,585,000 | 212,348,000 | 211,186,000 | 222,112,000 |
| Total loans | 160,280,000 | 172,462,000 | 168,651,000 | 158,440,000 |
| Allowance for loan losses | 1,934,000 | 2,029,000 | 2,098,000 | 2,194,000 |
| Securities available for sale | 12,022,000 | 11,172,000 | 10,575,000 | 10,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,852,000 | 181,542,000 | 179,983,000 | 190,258,000 |
| Interest-bearing deposits | 120,023,000 | 130,612,000 | 129,808,000 | 136,307,000 |
| Noninterest-bearing deposits | 38,829,000 | 50,931,000 | 50,175,000 | 53,951,000 |
| Equity capital | 17,601,000 | 18,206,000 | 18,654,000 | 19,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 4,127,000 | 6,124,000 | 8,105,000 |
| Interest expense | 470,000 | 915,000 | 1,337,000 | 1,729,000 |
| Net interest income | 1,456,000 | 3,212,000 | 4,787,000 | 6,376,000 |
| Noninterest income | 192,000 | 415,000 | 606,000 | 870,000 |
| Noninterest expense | 1,103,000 | 2,321,000 | 3,391,000 | 4,492,000 |
| Provision for loan losses | 45,000 | 140,000 | 185,000 | 280,000 |
| Pretax income | 500,000 | 1,166,000 | 1,817,000 | 2,474,000 |
| Income tax | 25,000 | 59,000 | 91,000 | 113,000 |
| Net income | 475,000 | 1,107,000 | 1,726,000 | 2,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,686,000 | 18,017,000 | 18,462,000 | 19,097,000 |