Call reports 2019
PIONEER BANK — 2019
What PIONEER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 179,563,000 | 183,038,000 | 179,400,000 | 186,014,000 |
| Total loans | 146,820,000 | 147,445,000 | 148,259,000 | 158,408,000 |
| Allowance for loan losses | 1,909,000 | 1,939,000 | 1,969,000 | 1,802,000 |
| Securities available for sale | 19,923,000 | 16,432,000 | 13,602,000 | 12,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,155,000 | 156,918,000 | 152,831,000 | 159,040,000 |
| Interest-bearing deposits | 114,821,000 | 119,211,000 | 114,467,000 | 120,672,000 |
| Noninterest-bearing deposits | 37,334,000 | 37,707,000 | 38,364,000 | 38,369,000 |
| Equity capital | 16,593,000 | 16,814,000 | 17,224,000 | 17,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,738,000 | 5,715,000 | 7,670,000 |
| Interest expense | 453,000 | 917,000 | 1,385,000 | 1,861,000 |
| Net interest income | 1,388,000 | 2,821,000 | 4,330,000 | 5,809,000 |
| Noninterest income | 177,000 | 350,000 | 563,000 | 776,000 |
| Noninterest expense | 1,122,000 | 2,222,000 | 3,326,000 | 4,412,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 135,000 |
| Pretax income | 413,000 | 890,000 | 1,478,000 | 2,039,000 |
| Income tax | 20,000 | 44,000 | 73,000 | 95,000 |
| Net income | 393,000 | 846,000 | 1,405,000 | 1,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,610,000 | 16,737,000 | 17,121,000 | 17,661,000 |
| Total capital | 18,415,000 | 18,546,000 | 18,933,000 | 19,463,000 |
| Risk-weighted assets | 144,321,000 | 144,559,000 | 144,781,000 | 152,021,000 |